Lots of refinements and improvements have occured in ESO. Lots of new content has been added also for Veteran Ranks 1 to 12. (VR1 = lvl 50 starting point, VR Rank 1 to 12 = more time to level than lvl 1 to 50 standard adventure) And so it continues, Update # 3. > Towards the future, lots still to come, including house building tas a part of their development roadmap.
Not sure what other form of money there is; I guess so, unless Monopoly money passess as real currency these days :D The cost is $ 15 usd a month. This - http://tamrieljournal.com - site's news gives a nice overview of the recent going ons. I have only been playing casually myself since I am waiting for the new MMO buzz crowd to leave the game. I dislike super busy MMOs of such a nature. It is becoming more reasonable now with 50 to 100 people online at any one point in time in each of the 5 guilds I am in in ESO. Though 25 to 50 online in each (125 to 250) at once to interact with would be even better :)